• Kate Camerlengo
    Marketing Manager
    Unsecured Lending
    Melbourne, Australia
  • Patrick Zhu
    Project Manager,
    China Rural Bank
    Chongqinvg, China

CONNECTED

Shareholder Review 2013

Financial Highlights

Group net profit after tax $m

11%increase

2012

5,661

2013

6,272

Group net profit after tax (cash[1]) $m

11%increase

2012

5,830

2013

6,498

Group profit before provisions and tax (cash[1]) $m

9%increase

2012

9,329

2013

10,142

Net loans and advances $b

10%increase

2012

427.8

2013

469.3

Customer deposits $b

12%increase

2012

327.9

2013

368.8

Achievements

  • Delivered a record cash profit of $6.5 billion, up 11% on 2012. Statutory profit also up 11%.
  • Fully Franked total dividend for FY13 to 164 cents per share.
  • Total Shareholder Return of 31.5%.

  • Return on Equity (cash[1]) 15.3%.
  • Named the global banking sector leader in the 2013 Dow Jones Sustainability Index for the sixth time in seven years.

  • We achieved a disclosure score of 92 out of 100 for our 2013 CDP[2] climate change disclosure.
  • Since 2010, we have been carbon neutral across our operations.

Non-Financial Highlights

  • Employee engagement increased to 72%, from 70%.
  • 38.7% women in management.
  • Over 89,000 hours volunteered by employees, up from almost 87,000 in 2012.

  • $65.1 million contributed to communities ($15.1 million in direct community investment and at least $50[3] million through foregone revenue).
  • Over 47,000 employees across 33 countries.

  • An estimated 240,000 people have now benefitted from ANZ’s financial education program, MoneyMinded.

Economic Contribution

The economic contributions we make to society is more than financial profits. We create jobs, pay salaries and invest in the skills of our people. We also pay taxes in the countries where we operate, support businesses in our supply chain and provide products that satisfy the needs of our customers.

Taxes borne[4] $m

6.7%increase

2012

2,600

2013

2,775

Taxes Collected[5] $m

19.3%increase

2012

4,355

2013

5,196

Economic
Indicators
$M 2013

Economic Value Generated
Revenues($m) 34,315
Economic Value Distributed
Operating costs (excluding employment) ($m) 3,479
Employee wages and benefits ($m) 4,757
Payments to providers of funding[6] ($m) 22,130
  • One of the 20 largest banks globally by market capitalisation.

    One of the 20 Largest Banks
    Globally
  • Common equity tier ratio of 8.5%[7]

    Strong
    Capital
    Position
  • We are a member of:

    • Dow Jones Sustainability Index
    • FTSE4Good

    We participate in:

    • Carbon Disclosure Project
    1. Statutory profit has been adjusted to exclude non-core items to arrive at cash profit and has been provided to assist readers to understand the results for the ongoing business activities of the Group.
    2. CDP was formerly known as the Carbon Disclosure Project.
    3. The cost of providing low or fee free accounts to government benefit recipients and waiving fees in response to emergencies and hardship.
    4. Taxes borne: immediate cost to ANZ; impact to the profit and loss account and includes income tax, GST/VAT and employment taxes (excluding superannuation contributions).
    5. Taxes collected: No cost to ANZ. Collected from customers, suppliers and employees etc. on behalf of the revenue authorities.
    6. Payment to providers of funding includes all amounts pertaining to dividends paid to shareholders, interest payments made to depositors, interest on all forms of debt and borrowings as well as dividends due to preferred shareholders.
    7. Measured under APRA Basel 3 prudential capital standards.